Insurance Coverage

CapRate Commercial Insurance Group is an exclusive insurance agency with access to world-leading insurance carriers. Our programs are underwritten on behalf of a diverse line up of strong carrier partners and Lloyd’s of London Syndicates. CapRate’s intention is to provide a custom-built coverage for the real estate industry on an “All Risk” coverage bases. Our unique approach to the industry allows us to find a tailored solution for our clients at a maximum competitive rate.

Target classes include:

  • Condominium and Homeowners Associations
  • Apartment
  • Office
  • Retail
  • Service
  • Plazas
  • And More


  • Property (All Risk)
  • Windstorm/Hail
  • Business Income
  • Business Personal Property
  • General Liability
  • Umbrella/Excess Liability
  • Commercial Package Policy
  • Flood
  • Builder’s Risk
  • Terrorism
  • Risk Management
  • Claims Handling
Additional Advantages
  • Financial Stability of a carrier rates A++ by A.M. Best
  • Unsurpassed service with a sense of urgency and care
  • Policyholders have access to many services through our Business Resource Center that will assist in growing and protecting their business